In home businesses often find themselves uninsured or with gaps in coverage. This article talks about how to obtain in home business coverage on a standard homeowners policy or through businessowners liability insurance.
Let's face it. We have some of the major 'what ifs' in our lives covered. We pay for #healthinsurance, #autoinsurance, and #lifeinsurance. But what about disability? Don't think make the mistake of believing disability insurance is only applicable for major, unpredictable health conditions. According to Field Guide, National Underwriter in a 2004 article more than … Continue reading Let’s Talk Disability
I'm a safe driver.... I think ..... Right? It's the other drivers on the road that are the problem, not me. What is your opinion of safe driving? What are you doing to ensure not only your own safety but the safety of others on the road? What can you do? Many drivers claim to be … Continue reading Safe Driving
As an independent insurance agent or broker I often times find people question why they should use a third-party to assist in placing their insurance coverage. Insurance is a financial decision, one with repercussions if you fail to account for all possibilities. It is difficult trusting our personal and financial information to any one, let … Continue reading Using Brokers
Whether you are an #individual without an employer sponsored #healthinsurance plan, obtaining your health benefits through a #Medicare eligible supplement or drug policy, or are an employee who's company offers benefits, understanding the how and why of how the insurance coverage works causes struggles for all of us. Utilizing the knowledge and expertise of a health insurance … Continue reading Understanding Basic Health Insurance
Spring is upon us and if you are one of the hundreds of thousands of individuals who will be opening up their cabin this spring the first visit since fall can be like a journey into the unknown. Your cabin is a place of relaxation, not one of stress. Developing a quick checklist of tasks … Continue reading Spring into Cabin Season